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Commercial insurance for apartment buildings and owners from aba
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Apartment Owners’ Insurance

  • Regardless of the insurance you choose, our apartment owners insurance policies are normally provided on an ‘all risks’ basis.
  • The physical building will normally be covered in your policy as standard, and we will also provide property owner’s liability insurance cover to protect you in the event of a claim from a tenant, as well as loss of rent where this is required.


Employers’ liability insurance for apartment owners


  • You can also opt to streamline your policy by incorporating employers’ liability cover.
  • This is a particularly popular option for apartments with communal areas and gardens, where caretakers and ground staff are employed to look after their upkeep.
  • Employers’ liability also covers security staff working in your apartment block.


Our experienced apartment block insurance advisers will also support you in the unfortunate event of a claim.


  • We will meet with the loss adjusters appointed by your insurance company where necessary, working together with them to achieve a fair outcome for all.
  • We welcome applications for apartment owners insurance from managing agents and management companies who wish to insure a block or blocks of apartments or flats.


Call our apartment owners insurance brokers for expert and independent advice

If you would like to arrange energy performance certification for your apartments or have any further queries about health and safety, we work closely with a sister company who can advise you further call 01204 364 842.


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