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Case Study by Graham Webster, Managing Director, ABA Insurance Services, Bolton. 01204 364 842.   Check your subcontractors’ insurance!   We were recently asked by a client to check the insurance cover of one of his subcontractors prior to the start of a new commercial construction project.   Thank goodness, our client did! Not all subcontractors' insurance cover is the same   During our review of the subcontractors’ insurance cover, we found that the subcontractor only had insurance for DOMESTIC building projects and not for commercial construction...

This article 'Why Use An Insurance Broker' was published in the November 2017 edition of the Manchester Business Post.   We discussed with Graham Webster of ABA Insurance Services the reasons why a customer should use a broker when looking for the best value insurance and asked:   “Why should businesses use an insurance broker? Surely it is just a question of getting in a few quotes and choosing the cheapest?”   Graham explained to us that getting the right insurance...

Manufacturing Insurance Here's an article that appeared in the September edition of Manchester Business Post: Manufacturers are fired up by the creative process: bringing raw goods together, assembling components, readying items for the sales that signify success. For dyed-in-the-wool manufacturers that’s exciting stuff. Manufacturing insurance, on the other hand, probably makes the eyes of most glaze over. But the manufacturing process is subject to a wide range of risks which can have a big bad impact on any business’ earning potential and insurance cover provides...

Written by Graham Webster, Managing Director of ABA Group, comprising ABA Insurance Services Ltd and ABA Risk Management Ltd. This article was first published in Manchester Business Post in July 2017. For a nation of island traders marine insurance, in some form or another, has been an every-day business for centuries. The requirement to protect buyers and sellers from loss as cargo is sailed between countries remains unchanged, but its scope and variety have evolved into something far...

Our Last 12 Months The last 12 months have been an interesting time at ABA Insurance Services – to say the least! The unexpected incidents of which I’m speaking about – a fire, a break-in and an electricity power cut - have proved to remind me and my team of what it may feel like for our clients when things go wrong and they need to make an insurance claim. Just a few weeks ago, in the...

Insurance for Pubs, Clubs & Restaurants Pubs, clubs and restaurants and all late-night entertainment venues present unique risks from an insurance point of view. As such, owners and managers of these types of premises need to consider and take out specialist insurance cover, tailored to these individual and unique risks. If you manage a bar, pub, restaurant or nightclub and are unsure of the type of insurance you require to ensure you are fully compliant should a claim...

  Cyber Insurance - Why You Need It!   Choosing to protect your business with cyber insurance is quickly becoming less of a choice and more of a necessity. With cyber crime being the fastest growing type of crime in the world, there is an ever-increasing need for cyber insurance to help businesses both large and small to mitigate their risk exposure. This is because standard property or even crime insurance policies simply do not cover the threat...

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