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Construction Insurance | Contractors' Insurance | Construction All Risks
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Construction Insurance

Business Insurance

Construction Insurance

The construction sector covers a very wide range of businesses ranging from the small self-employed builder, electrician, plumber, tiler or painter to large multi-national corporations involved in major building or civil engineering projects that require either construction insurance or what is sometimes referred to as construction all risk insurance, contractors’ insurance or JCT insurance.

The insurance requirements will be the same whatever the size of your construction business. It will very often be controlled by the contract you have arranged with you customer. The contract will define who is responsible for the contract works and also for any existing structure where the work is for alterations or extensions.

 

You may be involved in employing both bona fide and labour only sub-contractors each of which requires special consideration. It is really important that you understand the difference between these categories as failure to get it right can mean that your insurance is not correct and will fail to provide cover in the event of a claim as well as having implications with taxation.

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These covers are the main areas of insurance you need to arrange. There are many others which may be required and we will discuss these on an individual basis.

For larger contracts you may be asked to provide a Surety Bond or Guarantee. We can help to arrange these in specialist markets to avoid you having to use your bank where it can affect your overdraft or borrowing facilities.

 

Let us help you get started, contact us using the form below or call on 01204 364 842 and our team here at ABA Group Limited will help assist you with your construction insurance, contractors’ insurance, or JCT insurance needs.

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