Commercial insurance for apartment buildings and flats
Tailored cover
Our apartment block insurance policies can be tailored to cover building conversions, where older buildings have been renovated and adapted into apartment facilities.
aba Group are independent and not tied to any one insurer which means we have access to a wide variety of apartment insurers who can insure entire apartment blocks in one convenient policy.
Apartment owners insurance
We are also able to arrange cover for new builds and purpose-built apartment blocks.
Speak with an experienced and specialist broker (not a call centre) on 01942 875145 for a free review of your existing policy or a quotation tailored to you and your business.
Regardless of the insurance you choose, our apartment owners insurance policies are normally provided on an ‘all risks’ basis.
The physical building will normally be covered in your policy as standard, and we will also provide property owner’s liability insurance cover to protect you in the event of a claim from a tenant, as well as loss of rent where this is required.
Employers’ liability insurance for apartment owners
You can also opt to streamline your policy by incorporating employers’ liability cover.
This is a particularly popular option for apartments with communal areas and gardens, where caretakers and ground staff are employed to look after their upkeep.
Employers’ liability also covers security staff working in your apartment block.
Our experienced apartment block insurance advisers will also support you in the unfortunate event of a claim
We will meet with the loss adjusters appointed by your insurance company where necessary, working together with them to achieve a fair outcome for all.
We welcome applications for apartment owners insurance from managing agents and management companies who wish to insure a block or blocks of apartments or flats.
If you would like to arrange energy performance certification for your apartments or have any further queries about health and safety, we work closely with a sister company who can help.