Independent high net worth home insurance brokers
Bespoke policies
We offer bespoke high net worth home insurance to complement the commercial policies we arrange for our clients.
Whether your home is a one-bed apartment or a country mansion, we have the policy to meet your needs.
High net worth home insurance appears to be straightforward and can be purchased online quite easily but there are many policies with varying degrees of cover.
Your house is usually your most costly investment and is therefore so important that you provide the widest insurance cover available to protect your asset.
Our experienced high net worth insurance brokers can help you select a policy which meets your requirements.
Speak with a specialist and not a call centre.
High-value net worth home insurance explained
Policies are made up of a package of covers to provide protection for your buildings, contents and valuables.
- Some policies give fixed sum insured and are rated on the number of bedrooms.
- Other policies will require you to fix the sum insured and it is important to get these figures correct.
- The more expensive covers arrange for your property to be surveyed and valued by the insurer’s own appraiser.
- High-value contents insurance on your valuables needs to be carefully arranged to make sure that you can recover the correct amounts should the item be lost or damaged.
- Valuations are an important part of this exercise as it is impossible to value something once it has been lost.
- Home insurance policies can also be extended to include annual travel cover (in some cases).